Best Option

The same loan, five ways — see which rate option actually makes sense for you.

What you owe today (your payoff)

Closing costs (fees + prepaids)

Your payment today — add it and every option shows what you save

principal & interest only — leave taxes and insurance out

Monthly mortgage insurance (fills in with your rates)

Home value (checks when mortgage insurance drops)

Pull your rates above and all five options land here automatically — you check every number first.

Enter your loan amount and at least one rate to see the comparison.

What you'll pay to close

SolClose — the real closing number behind the comparison above.

What are we estimating?

Conventional refinance — set by your loan type above

Loan amount

Include prepaids & escrows (recommended — it's the full picture of your cash to close)

Note rate

fills in from your captured rates — or type it

Days of prepaid interest

Homeowners insurance (annual)

your real quote if you have it — we estimate if blank

Property tax reserves are estimated from your scenario — no need to look them up. Anything estimated is marked est. below.

Enter your loan amount to see what closing actually costs.